Hi, we're Oscar. We're hiring a Manager, Product Management and Development, IFP to join our Insurance Product Development team.
Oscar is the first health insurance company built around a full stack technology platform and a focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.
About the role
The Manager, Product Management & Development, IFP Strategy drives key strategic deliverables for plan portfolio development and management for the Individual market.
You will report to the Director, Insurance Product Strategy.
Work Location:
Oscar is a blended work culture where everyone, regardless of work type or location, feels connected to their teammates, our culture and our mission.
If you live within commutable distance to our New York City office (in Hudson Square), our Tempe office (off the 101 at University Dr), or our Los Angeles office (in Marina Del Rey), you will be expected to come into the office at least two days each week. Otherwise, this is a remote / work-from-home role.
You must reside in one of the following states: Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, or Washington, D.C. Note, this list of states is subject to change. #LI-Remote
Pay Transparency:
The base pay for this role in the states of California, Connecticut, New Jersey, New York, and Washington is: $131,200 - $172,200 per year. The base pay for this role in all other locations is: $118,080 - $154,980 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses.
Responsibilities
- Management and development of product portfolio, based on current product performance, competitive market dynamics across the ACA landscape, changing federal and state regulation, and new industry trends
- Utilize SME to recommend product changes and discontinuations, and advise cross-functional teams on updated or new product features
- Pull, decipher, and help drive action on key insights from models to forecast membership and retention rates in support of market, pricing, plan design, and strategic decisions
- Use, create, and improve upon models and tools to pull and decipher actionable business insights to drive company-wide strategic decisions, including understanding profitability tradeoffs and market trends
- Drive the development of state and market-specific product portfolios with new enhancements and capabilities to meet the needs of Individual health insurance consumers
- Analyze and synthesize internal and external data, and be held accountable to regional metrics
- Collaborate with Sales, Regional Market Leaders, Actuarial, Legal, and Marketing teams to develop and execute plan design strategies
- Assist in creating an annual product roadmap including integration of market research, competitive analysis, product positioning, product performance, and internal resourcing requirements
- Direct fulfillment of relevant Individual market regulatory requirements through appropriate plan design and benefit development
- Infuse original and differentiating insights into the product strategy resulting in refined products that lead the market
- Provides leadership oversight for direct report(s), including but not limited to coaching, conducting frequent meetings, direction, etc.
- Compliance with all applicable laws and regulations
- Other duties as assigned
Qualifications
- 4+ years developing and managing commercial insurance products.
- Prior experience in Health Insurance (ACA Individual and/or Small Employer) and/or Healthcare industry
Bonus Points
- BS/BA degree in a quantitative or healthcare field such as Business, Healthcare, Economics, Mathematics, Statistics, Actuarial Science and Finance or equivalent years of experience
- 4+ years in a fast-paced, cross-functional environment such as technology, finance, economics, or business development, with 3+ years in a supervisory / management position
- Proven analytical experience with the analytical skills to translate hard data into insight and action
- Strong proficiency with Excel and SQL required to manipulate and analyze data, (R, and/or Python beneficial)
- Demonstrated ability to navigate ambiguity and cross-functional relationships to drive to outcomes
- Experience working with large datasets to distill a into actionable business insights with a structured and systematic thought process
This is an authentic Oscar Health job opportunity. Learn more about how you can safeguard yourself from recruitment fraud here.
At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.
Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.
Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team ([email protected]) to make the need for an accommodation known.
California Residents: For information about our collection, use, and disclosure of applicants’ personal information as well as applicants’ rights over their personal information, please see our Notice to Job Applicants.
What We Do
Healthcare is broken; we're trying to fix it. The Oscar team is focused on utilizing technology, design and data to humanize healthcare. We're a group of technology and healthcare professionals who looked at the current state of the US healthcare system, got frustrated by the horrible consumer experience, and decided to do something big about it.
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