Funder/Closer

Job Title:

Funder/Closer

Location:

CA - Irvine

What you'll do:

AmeriHome Mortgage is seeking a Funder/Loan Closer that has a strong background in preparing and coordinating all final loan documentation for loan closings such as drawing loan documents, auditing loan files and lock confirmations, reviewing loan documents for funding and regulatory compliance, preparing collateral disclosures for shipment to investors, reviewing funding conditions, initiating funding requests with warehouse banks and communicating final funding figures to escrow.

• Audit file for completeness and accuracy to ensure compliance with underwriting, government, investor, and company guidelines 
• Current knowledge of TRID with the ability to calculate fee tolerance cures and determine proper waiting periods 
• Prepare CD and coordinate a closing date with the processor 
• Confirm all prior-to-doc conditions are met and signed off by appropriate parties before releasing loan documents 
• Prepare loan documents and ensure the closing package is complete, fees accurate, and fully compliant 
• Review the signed closing package for accuracy 
• Ensure all prior-to-funding conditions are met and properly signed off 
• Approve closing agent’s settlement statement 
• Responsible for preparing and verifying final funding figures 
• Prepare wire request for funding and provide settlement agent with funding authorization 
• Post-closing duties may include confirming recording/disbursement, preparing collateral package, MERS registration, exporting 3.2 DU file, curing post-closing deficiencies, reconciling final settlement statement and preparing post-closing CD, if needed

What you'll need:

• High School Diploma or GED Equivalent 
• Minimum of 6 years of recent RETAIL residential mortgage closing/funding experience 
• Conventional and Government loan experience required 
• Thorough knowledge of TRID and RESPA LE/CD requirements 
• Strong aptitude for detail, accuracy, and organization 
• Ability to prioritize and multitask with ease 
• Excellent interpersonal, written, and verbal communication skills 
• Ability to work in a high-volume environment 
• We also offer a monthly incentive plan in addition to the competitive base pay

Compensation: Hourly range for new hires is generally $27.60 - $34.09 for Irvine, CA. Salary amount is determined by specific job location.

Benefits you’ll love:

We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company:

AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.  

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488.  When contacting us, please provide your contact information and state the nature of your accessibility issue.  We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

© Western Alliance Bancorporation