Benefits at Upstart

Upstart is a digital-first company, which means that most Upstarters can live and work anywhere in the U.S. We also offer in-person work options from our offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.

Benefits include:

  • Competitive compensation (base + bonus & equity)
  • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
  • 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
  • Employee Stock Purchase Plan (ESPP)
  • Life and disability insurance
  • Generous holiday, vacation, sick and safety leave
  • Supportive parental, family care, and military leave programs
  • Annual wellness, technology & ergonomic reimbursement programs
  • Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
  • Catered lunches + snacks & drinks when working in offices
  • Financial + Retirement

    401(K)

    401(K) matching

    Company equity

    Employee stock purchase plan

    Performance bonus

    Child Care + Parental Leave

    Adoption Assistance

    Company sponsored family events

    Family medical leave

    Generous parental leave

    Return-to-work program post parental leave

    Fertility benefits

    Office Perks

    Company-sponsored outings

    Fitness stipend

    Company-sponsored happy hours

    Onsite office parking

    Recreational clubs

    Relocation assistance

    Free snacks and drinks

    Home-office stipend for remote employees

    Mother's room

    Professional Development

    Continuing education stipend

    Job training & conferences

    Mentorship program

    Online course subscriptions available

    Promote from within

    Lunch and learns

    Health Insurance + Wellness

    Dental insurance

    Disability insurance

    Flexible Spending Account (FSA)

    Health insurance

    Life insurance

    Pet insurance

    Vision insurance

    Wellness programs

    Mental health benefits

    Transgender health care benefits

    Abortion travel benefits

    Culture

    Volunteer in local community

    Flexible work schedule

    Open door policy

    Open office floor plan

    Remote work program

    Team based strategic planning

    OKR operational model

    Employee resource groups

    Employee-led culture committees

    Quarterly engagement surveys

    Hybrid work model

    In-person all-hands meetings

    We have weekly company all-hands meetings via Zoom featuring company updates and Q&A with leads and founders. Teams also have in-person all-hands during onsite events at office locations.

    Vacation + Time Off

    Generous PTO

    Paid holidays

    Paid sick days

    Unlimited vacation policy

    Flexible time off

    Bereavement leave benefits

    Diversity

    Highly diverse management team

    Mandated unconscious bias training

    Diversity employee resource groups

    Hiring practices that promote diversity

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